LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,848
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,932
−HK$1,102/mo
Today · 4.125%
HK$37,034
baseline
▲ 0.50% · 4.625%
HK$39,287
+HK$2,253/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,068/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$573,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,768
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,808
−HK$1,055/mo
Today · 4.125%
HK$40,863
baseline
▲ 0.50% · 4.625%
HK$43,017
+HK$2,154/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,726/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$573,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,818
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$43,119
−HK$1,321/mo
Today · 4.125%
HK$44,440
baseline
▲ 0.50% · 4.625%
HK$47,144
+HK$2,704/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$88,880/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,522
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,770
−HK$1,265/mo
Today · 4.125%
HK$49,035
baseline
▲ 0.50% · 4.625%
HK$51,620
+HK$2,585/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$98,070/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,788
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,305
−HK$1,542/mo
Today · 4.125%
HK$51,847
baseline
▲ 0.50% · 4.625%
HK$55,002
+HK$3,155/mo
Deposit HK$4.58M · loan HK$10.70M · min. income ≈ HK$103,694/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,276
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,731
−HK$1,477/mo
Today · 4.125%
HK$57,208
baseline
▲ 0.50% · 4.625%
HK$60,224
+HK$3,016/mo
Deposit HK$4.58M · loan HK$10.70M · min. income ≈ HK$114,416/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,727
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$64,678
−HK$1,982/mo
Today · 4.125%
HK$66,660
baseline
▲ 0.50% · 4.625%
HK$70,717
+HK$4,057/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,320/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,783
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$71,655
−HK$1,898/mo
Today · 4.125%
HK$73,553
baseline
▲ 0.50% · 4.625%
HK$77,430
+HK$3,877/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,106/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,099 · Scale 2, in force from 26 Feb 2026)