LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,849
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,933
−HK$1,101/mo
Today · 4.125%
HK$37,034
baseline
▲ 0.50% · 4.625%
HK$39,288
+HK$2,254/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,068/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$573,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,769
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,809
−HK$1,054/mo
Today · 4.125%
HK$40,863
baseline
▲ 0.50% · 4.625%
HK$43,017
+HK$2,154/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,726/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$573,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,819
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$43,119
−HK$1,322/mo
Today · 4.125%
HK$44,441
baseline
▲ 0.50% · 4.625%
HK$47,145
+HK$2,704/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$88,882/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,523
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,770
−HK$1,266/mo
Today · 4.125%
HK$49,036
baseline
▲ 0.50% · 4.625%
HK$51,621
+HK$2,585/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$98,072/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,788
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,306
−HK$1,542/mo
Today · 4.125%
HK$51,848
baseline
▲ 0.50% · 4.625%
HK$55,003
+HK$3,155/mo
Deposit HK$4.58M · loan HK$10.70M · min. income ≈ HK$103,696/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,276
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$55,732
−HK$1,477/mo
Today · 4.125%
HK$57,209
baseline
▲ 0.50% · 4.625%
HK$60,224
+HK$3,015/mo
Deposit HK$4.58M · loan HK$10.70M · min. income ≈ HK$114,418/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,728
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$64,679
−HK$1,982/mo
Today · 4.125%
HK$66,661
baseline
▲ 0.50% · 4.625%
HK$70,718
+HK$4,057/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,322/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,784
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$71,656
−HK$1,898/mo
Today · 4.125%
HK$73,554
baseline
▲ 0.50% · 4.625%
HK$77,431
+HK$3,877/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,108/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,107 · Scale 2, in force from 26 Feb 2026)