LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,850
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,934
−HK$1,101/mo
Today · 4.125%
HK$37,035
baseline
▲ 0.50% · 4.625%
HK$39,289
+HK$2,254/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,070/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$573,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,770
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,810
−HK$1,055/mo
Today · 4.125%
HK$40,865
baseline
▲ 0.50% · 4.625%
HK$43,019
+HK$2,154/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,730/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$573,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,820
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$43,120
−HK$1,322/mo
Today · 4.125%
HK$44,442
baseline
▲ 0.50% · 4.625%
HK$47,146
+HK$2,704/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$88,884/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,524
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,772
−HK$1,265/mo
Today · 4.125%
HK$49,037
baseline
▲ 0.50% · 4.625%
HK$51,622
+HK$2,585/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$98,074/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,790
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,307
−HK$1,542/mo
Today · 4.125%
HK$51,849
baseline
▲ 0.50% · 4.625%
HK$55,004
+HK$3,155/mo
Deposit HK$4.58M · loan HK$10.70M · min. income ≈ HK$103,698/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,278
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,734
−HK$1,476/mo
Today · 4.125%
HK$57,210
baseline
▲ 0.50% · 4.625%
HK$60,226
+HK$3,016/mo
Deposit HK$4.58M · loan HK$10.70M · min. income ≈ HK$114,420/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,729
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$64,681
−HK$1,982/mo
Today · 4.125%
HK$66,663
baseline
▲ 0.50% · 4.625%
HK$70,719
+HK$4,056/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$133,326/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,786
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$71,658
−HK$1,898/mo
Today · 4.125%
HK$73,556
baseline
▲ 0.50% · 4.625%
HK$77,433
+HK$3,877/mo
Deposit HK$1.53M · loan HK$13.75M · min. income ≈ HK$147,112/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,122 · Scale 2, in force from 26 Feb 2026)