LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,852
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,936
−HK$1,102/mo
Today · 4.125%
HK$37,038
baseline
▲ 0.50% · 4.625%
HK$39,291
+HK$2,253/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,076/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,773
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,812
−HK$1,055/mo
Today · 4.125%
HK$40,867
baseline
▲ 0.50% · 4.625%
HK$43,021
+HK$2,154/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,734/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,822
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,123
−HK$1,322/mo
Today · 4.125%
HK$44,445
baseline
▲ 0.50% · 4.625%
HK$47,149
+HK$2,704/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$88,890/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,527
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$47,775
−HK$1,266/mo
Today · 4.125%
HK$49,041
baseline
▲ 0.50% · 4.625%
HK$51,626
+HK$2,585/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$98,082/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,793
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,311
−HK$1,542/mo
Today · 4.125%
HK$51,853
baseline
▲ 0.50% · 4.625%
HK$55,008
+HK$3,155/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$103,706/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,282
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$55,737
−HK$1,477/mo
Today · 4.125%
HK$57,214
baseline
▲ 0.50% · 4.625%
HK$60,230
+HK$3,016/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$114,428/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,734
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$64,685
−HK$1,983/mo
Today · 4.125%
HK$66,668
baseline
▲ 0.50% · 4.625%
HK$70,724
+HK$4,056/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$133,336/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,791
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$71,662
−HK$1,899/mo
Today · 4.125%
HK$73,561
baseline
▲ 0.50% · 4.625%
HK$77,439
+HK$3,878/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$147,122/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,160 · Scale 2, in force from 26 Feb 2026)