LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,853
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,937
−HK$1,102/mo
Today · 4.125%
HK$37,039
baseline
▲ 0.50% · 4.625%
HK$39,293
+HK$2,254/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,078/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,774
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,814
−HK$1,055/mo
Today · 4.125%
HK$40,869
baseline
▲ 0.50% · 4.625%
HK$43,023
+HK$2,154/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,738/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,824
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,125
−HK$1,322/mo
Today · 4.125%
HK$44,447
baseline
▲ 0.50% · 4.625%
HK$47,151
+HK$2,704/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$88,894/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,529
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,777
−HK$1,265/mo
Today · 4.125%
HK$49,042
baseline
▲ 0.50% · 4.625%
HK$51,628
+HK$2,586/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$98,084/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,795
−HK$3,059/mo
▼ 0.25% · 3.875%
HK$50,312
−HK$1,542/mo
Today · 4.125%
HK$51,854
baseline
▲ 0.50% · 4.625%
HK$55,010
+HK$3,156/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$103,708/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,283
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$55,739
−HK$1,477/mo
Today · 4.125%
HK$57,216
baseline
▲ 0.50% · 4.625%
HK$60,232
+HK$3,016/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$114,432/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,736
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$64,687
−HK$1,983/mo
Today · 4.125%
HK$66,670
baseline
▲ 0.50% · 4.625%
HK$70,727
+HK$4,057/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$133,340/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,793
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$71,665
−HK$1,899/mo
Today · 4.125%
HK$73,564
baseline
▲ 0.50% · 4.625%
HK$77,441
+HK$3,877/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$147,128/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,180 · Scale 2, in force from 26 Feb 2026)