LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,855
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,939
−HK$1,102/mo
Today · 4.125%
HK$37,041
baseline
▲ 0.50% · 4.625%
HK$39,295
+HK$2,254/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,082/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,776
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,816
−HK$1,055/mo
Today · 4.125%
HK$40,871
baseline
▲ 0.50% · 4.625%
HK$43,025
+HK$2,154/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,742/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,826
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,127
−HK$1,322/mo
Today · 4.125%
HK$44,449
baseline
▲ 0.50% · 4.625%
HK$47,153
+HK$2,704/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$88,898/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,531
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$47,779
−HK$1,266/mo
Today · 4.125%
HK$49,045
baseline
▲ 0.50% · 4.625%
HK$51,630
+HK$2,585/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$98,090/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,797
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,315
−HK$1,542/mo
Today · 4.125%
HK$51,857
baseline
▲ 0.50% · 4.625%
HK$55,012
+HK$3,155/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$103,714/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,286
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$55,742
−HK$1,477/mo
Today · 4.125%
HK$57,219
baseline
▲ 0.50% · 4.625%
HK$60,235
+HK$3,016/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$114,438/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,739
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$64,691
−HK$1,982/mo
Today · 4.125%
HK$66,673
baseline
▲ 0.50% · 4.625%
HK$70,730
+HK$4,057/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$133,346/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,796
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$71,668
−HK$1,899/mo
Today · 4.125%
HK$73,567
baseline
▲ 0.50% · 4.625%
HK$77,445
+HK$3,878/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$147,134/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,209 · Scale 2, in force from 26 Feb 2026)