LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,857
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,941
−HK$1,102/mo
Today · 4.125%
HK$37,043
baseline
▲ 0.50% · 4.625%
HK$39,297
+HK$2,254/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,086/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,778
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,818
−HK$1,055/mo
Today · 4.125%
HK$40,873
baseline
▲ 0.50% · 4.625%
HK$43,028
+HK$2,155/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,746/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,828
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,129
−HK$1,322/mo
Today · 4.125%
HK$44,451
baseline
▲ 0.50% · 4.625%
HK$47,156
+HK$2,705/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$88,902/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,534
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$47,782
−HK$1,266/mo
Today · 4.125%
HK$49,048
baseline
▲ 0.50% · 4.625%
HK$51,633
+HK$2,585/mo
Deposit HK$6.11M · loan HK$9.17M · min. income ≈ HK$98,096/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,800
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,318
−HK$1,542/mo
Today · 4.125%
HK$51,860
baseline
▲ 0.50% · 4.625%
HK$55,015
+HK$3,155/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$103,720/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,289
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$55,745
−HK$1,477/mo
Today · 4.125%
HK$57,222
baseline
▲ 0.50% · 4.625%
HK$60,239
+HK$3,017/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$114,444/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,743
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$64,694
−HK$1,983/mo
Today · 4.125%
HK$66,677
baseline
▲ 0.50% · 4.625%
HK$70,734
+HK$4,057/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$133,354/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,800
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,672
−HK$1,900/mo
Today · 4.125%
HK$73,572
baseline
▲ 0.50% · 4.625%
HK$77,450
+HK$3,878/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$147,144/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,241 · Scale 2, in force from 26 Feb 2026)