LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,859
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,944
−HK$1,101/mo
Today · 4.125%
HK$37,045
baseline
▲ 0.50% · 4.625%
HK$39,300
+HK$2,255/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,090/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,781
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,821
−HK$1,055/mo
Today · 4.125%
HK$40,876
baseline
▲ 0.50% · 4.625%
HK$43,031
+HK$2,155/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,752/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,831
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$43,133
−HK$1,322/mo
Today · 4.125%
HK$44,455
baseline
▲ 0.50% · 4.625%
HK$47,159
+HK$2,704/mo
Deposit HK$6.12M · loan HK$9.17M · min. income ≈ HK$88,910/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,537
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$47,785
−HK$1,266/mo
Today · 4.125%
HK$49,051
baseline
▲ 0.50% · 4.625%
HK$51,637
+HK$2,586/mo
Deposit HK$6.12M · loan HK$9.17M · min. income ≈ HK$98,102/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,803
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$50,321
−HK$1,543/mo
Today · 4.125%
HK$51,864
baseline
▲ 0.50% · 4.625%
HK$55,019
+HK$3,155/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$103,728/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,293
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$55,749
−HK$1,477/mo
Today · 4.125%
HK$57,226
baseline
▲ 0.50% · 4.625%
HK$60,243
+HK$3,017/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$114,452/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,747
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,699
−HK$1,983/mo
Today · 4.125%
HK$66,682
baseline
▲ 0.50% · 4.625%
HK$70,739
+HK$4,057/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$133,364/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,805
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,678
−HK$1,899/mo
Today · 4.125%
HK$73,577
baseline
▲ 0.50% · 4.625%
HK$77,455
+HK$3,878/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$147,154/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,282 · Scale 2, in force from 26 Feb 2026)