LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,860
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,944
−HK$1,102/mo
Today · 4.125%
HK$37,046
baseline
▲ 0.50% · 4.625%
HK$39,300
+HK$2,254/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,092/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,781
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,821
−HK$1,056/mo
Today · 4.125%
HK$40,877
baseline
▲ 0.50% · 4.625%
HK$43,031
+HK$2,154/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,754/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,832
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,133
−HK$1,322/mo
Today · 4.125%
HK$44,455
baseline
▲ 0.50% · 4.625%
HK$47,160
+HK$2,705/mo
Deposit HK$6.12M · loan HK$9.17M · min. income ≈ HK$88,910/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,538
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$47,786
−HK$1,266/mo
Today · 4.125%
HK$49,052
baseline
▲ 0.50% · 4.625%
HK$51,637
+HK$2,585/mo
Deposit HK$6.12M · loan HK$9.17M · min. income ≈ HK$98,104/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,804
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,322
−HK$1,542/mo
Today · 4.125%
HK$51,864
baseline
▲ 0.50% · 4.625%
HK$55,020
+HK$3,156/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$103,728/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,294
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$55,750
−HK$1,477/mo
Today · 4.125%
HK$57,227
baseline
▲ 0.50% · 4.625%
HK$60,244
+HK$3,017/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$114,454/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,748
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,700
−HK$1,983/mo
Today · 4.125%
HK$66,683
baseline
▲ 0.50% · 4.625%
HK$70,740
+HK$4,057/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$133,366/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,806
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,679
−HK$1,899/mo
Today · 4.125%
HK$73,578
baseline
▲ 0.50% · 4.625%
HK$77,456
+HK$3,878/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$147,156/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,290 · Scale 2, in force from 26 Feb 2026)