LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,861
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,945
−HK$1,102/mo
Today · 4.125%
HK$37,047
baseline
▲ 0.50% · 4.625%
HK$39,301
+HK$2,254/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,094/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,782
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,822
−HK$1,055/mo
Today · 4.125%
HK$40,877
baseline
▲ 0.50% · 4.625%
HK$43,032
+HK$2,155/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,754/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,833
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,134
−HK$1,322/mo
Today · 4.125%
HK$44,456
baseline
▲ 0.50% · 4.625%
HK$47,161
+HK$2,705/mo
Deposit HK$6.12M · loan HK$9.17M · min. income ≈ HK$88,912/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,539
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$47,787
−HK$1,266/mo
Today · 4.125%
HK$49,053
baseline
▲ 0.50% · 4.625%
HK$51,639
+HK$2,586/mo
Deposit HK$6.12M · loan HK$9.17M · min. income ≈ HK$98,106/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,805
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,323
−HK$1,542/mo
Today · 4.125%
HK$51,865
baseline
▲ 0.50% · 4.625%
HK$55,021
+HK$3,156/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$103,730/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,295
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$55,751
−HK$1,477/mo
Today · 4.125%
HK$57,228
baseline
▲ 0.50% · 4.625%
HK$60,245
+HK$3,017/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$114,456/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,749
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,701
−HK$1,983/mo
Today · 4.125%
HK$66,684
baseline
▲ 0.50% · 4.625%
HK$70,742
+HK$4,058/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$133,368/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,808
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$71,680
−HK$1,899/mo
Today · 4.125%
HK$73,579
baseline
▲ 0.50% · 4.625%
HK$77,458
+HK$3,879/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$147,158/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,302 · Scale 2, in force from 26 Feb 2026)