LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,861
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,946
−HK$1,101/mo
Today · 4.125%
HK$37,047
baseline
▲ 0.50% · 4.625%
HK$39,302
+HK$2,255/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,094/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,783
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,823
−HK$1,055/mo
Today · 4.125%
HK$40,878
baseline
▲ 0.50% · 4.625%
HK$43,033
+HK$2,155/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,756/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,834
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,135
−HK$1,322/mo
Today · 4.125%
HK$44,457
baseline
▲ 0.50% · 4.625%
HK$47,162
+HK$2,705/mo
Deposit HK$6.12M · loan HK$9.17M · min. income ≈ HK$88,914/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,539
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,788
−HK$1,266/mo
Today · 4.125%
HK$49,054
baseline
▲ 0.50% · 4.625%
HK$51,639
+HK$2,585/mo
Deposit HK$6.12M · loan HK$9.17M · min. income ≈ HK$98,108/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,806
−HK$3,060/mo
▼ 0.25% · 3.875%
HK$50,324
−HK$1,542/mo
Today · 4.125%
HK$51,866
baseline
▲ 0.50% · 4.625%
HK$55,022
+HK$3,156/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$103,732/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,296
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$55,752
−HK$1,477/mo
Today · 4.125%
HK$57,229
baseline
▲ 0.50% · 4.625%
HK$60,246
+HK$3,017/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$114,458/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,750
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,702
−HK$1,983/mo
Today · 4.125%
HK$66,685
baseline
▲ 0.50% · 4.625%
HK$70,743
+HK$4,058/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$133,370/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,809
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,681
−HK$1,900/mo
Today · 4.125%
HK$73,581
baseline
▲ 0.50% · 4.625%
HK$77,459
+HK$3,878/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$147,162/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,312 · Scale 2, in force from 26 Feb 2026)