LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,865
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,949
−HK$1,102/mo
Today · 4.125%
HK$37,051
baseline
▲ 0.50% · 4.625%
HK$39,305
+HK$2,254/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,102/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,786
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,827
−HK$1,055/mo
Today · 4.125%
HK$40,882
baseline
▲ 0.50% · 4.625%
HK$43,037
+HK$2,155/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,764/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,837
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$43,139
−HK$1,322/mo
Today · 4.125%
HK$44,461
baseline
▲ 0.50% · 4.625%
HK$47,166
+HK$2,705/mo
Deposit HK$6.12M · loan HK$9.17M · min. income ≈ HK$88,922/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,544
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$47,792
−HK$1,266/mo
Today · 4.125%
HK$49,058
baseline
▲ 0.50% · 4.625%
HK$51,644
+HK$2,586/mo
Deposit HK$6.12M · loan HK$9.17M · min. income ≈ HK$98,116/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,810
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$50,329
−HK$1,542/mo
Today · 4.125%
HK$51,871
baseline
▲ 0.50% · 4.625%
HK$55,027
+HK$3,156/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$103,742/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,301
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,757
−HK$1,478/mo
Today · 4.125%
HK$57,235
baseline
▲ 0.50% · 4.625%
HK$60,252
+HK$3,017/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$114,470/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,756
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$64,708
−HK$1,984/mo
Today · 4.125%
HK$66,692
baseline
▲ 0.50% · 4.625%
HK$70,750
+HK$4,058/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$133,384/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,816
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,688
−HK$1,900/mo
Today · 4.125%
HK$73,588
baseline
▲ 0.50% · 4.625%
HK$77,466
+HK$3,878/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$147,176/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,366 · Scale 2, in force from 26 Feb 2026)