LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,865
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,950
−HK$1,101/mo
Today · 4.125%
HK$37,051
baseline
▲ 0.50% · 4.625%
HK$39,306
+HK$2,255/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$74,102/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,787
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,827
−HK$1,056/mo
Today · 4.125%
HK$40,883
baseline
▲ 0.50% · 4.625%
HK$43,038
+HK$2,155/mo
Deposit HK$7.64M · loan HK$7.64M · min. income ≈ HK$81,766/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,838
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$43,140
−HK$1,322/mo
Today · 4.125%
HK$44,462
baseline
▲ 0.50% · 4.625%
HK$47,167
+HK$2,705/mo
Deposit HK$6.12M · loan HK$9.17M · min. income ≈ HK$88,924/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,544
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,793
−HK$1,266/mo
Today · 4.125%
HK$49,059
baseline
▲ 0.50% · 4.625%
HK$51,645
+HK$2,586/mo
Deposit HK$6.12M · loan HK$9.17M · min. income ≈ HK$98,118/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,811
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$50,329
−HK$1,543/mo
Today · 4.125%
HK$51,872
baseline
▲ 0.50% · 4.625%
HK$55,028
+HK$3,156/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$103,744/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,302
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,758
−HK$1,478/mo
Today · 4.125%
HK$57,236
baseline
▲ 0.50% · 4.625%
HK$60,253
+HK$3,017/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$114,472/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,757
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$64,709
−HK$1,984/mo
Today · 4.125%
HK$66,693
baseline
▲ 0.50% · 4.625%
HK$70,751
+HK$4,058/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$133,386/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,817
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,689
−HK$1,900/mo
Today · 4.125%
HK$73,589
baseline
▲ 0.50% · 4.625%
HK$77,468
+HK$3,879/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$147,178/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,375 · Scale 2, in force from 26 Feb 2026)