LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,867
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,951
−HK$1,102/mo
Today · 4.125%
HK$37,053
baseline
▲ 0.50% · 4.625%
HK$39,308
+HK$2,255/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,106/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,789
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,829
−HK$1,056/mo
Today · 4.125%
HK$40,885
baseline
▲ 0.50% · 4.625%
HK$43,040
+HK$2,155/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,770/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,840
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$43,142
−HK$1,322/mo
Today · 4.125%
HK$44,464
baseline
▲ 0.50% · 4.625%
HK$47,170
+HK$2,706/mo
Deposit HK$6.12M · loan HK$9.17M · min. income ≈ HK$88,928/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,547
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,795
−HK$1,267/mo
Today · 4.125%
HK$49,062
baseline
▲ 0.50% · 4.625%
HK$51,648
+HK$2,586/mo
Deposit HK$6.12M · loan HK$9.17M · min. income ≈ HK$98,124/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,814
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$50,332
−HK$1,543/mo
Today · 4.125%
HK$51,875
baseline
▲ 0.50% · 4.625%
HK$55,031
+HK$3,156/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$103,750/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,305
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,761
−HK$1,478/mo
Today · 4.125%
HK$57,239
baseline
▲ 0.50% · 4.625%
HK$60,256
+HK$3,017/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$114,478/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,760
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$64,713
−HK$1,983/mo
Today · 4.125%
HK$66,696
baseline
▲ 0.50% · 4.625%
HK$70,754
+HK$4,058/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$133,392/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,820
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$71,693
−HK$1,900/mo
Today · 4.125%
HK$73,593
baseline
▲ 0.50% · 4.625%
HK$77,472
+HK$3,879/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$147,186/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,405 · Scale 2, in force from 26 Feb 2026)