LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,868
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,952
−HK$1,102/mo
Today · 4.125%
HK$37,054
baseline
▲ 0.50% · 4.625%
HK$39,309
+HK$2,255/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,108/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,790
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,830
−HK$1,055/mo
Today · 4.125%
HK$40,885
baseline
▲ 0.50% · 4.625%
HK$43,041
+HK$2,156/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,770/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,841
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$43,143
−HK$1,322/mo
Today · 4.125%
HK$44,465
baseline
▲ 0.50% · 4.625%
HK$47,170
+HK$2,705/mo
Deposit HK$6.12M · loan HK$9.17M · min. income ≈ HK$88,930/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,548
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,796
−HK$1,267/mo
Today · 4.125%
HK$49,063
baseline
▲ 0.50% · 4.625%
HK$51,649
+HK$2,586/mo
Deposit HK$6.12M · loan HK$9.17M · min. income ≈ HK$98,126/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,815
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$50,333
−HK$1,543/mo
Today · 4.125%
HK$51,876
baseline
▲ 0.50% · 4.625%
HK$55,032
+HK$3,156/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$103,752/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,306
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,762
−HK$1,478/mo
Today · 4.125%
HK$57,240
baseline
▲ 0.50% · 4.625%
HK$60,257
+HK$3,017/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$114,480/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,762
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,714
−HK$1,983/mo
Today · 4.125%
HK$66,697
baseline
▲ 0.50% · 4.625%
HK$70,756
+HK$4,059/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$133,394/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,822
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,694
−HK$1,900/mo
Today · 4.125%
HK$73,594
baseline
▲ 0.50% · 4.625%
HK$77,473
+HK$3,879/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$147,188/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,415 · Scale 2, in force from 26 Feb 2026)