LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,868
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$35,953
−HK$1,102/mo
Today · 4.125%
HK$37,055
baseline
▲ 0.50% · 4.625%
HK$39,310
+HK$2,255/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,110/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,791
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,831
−HK$1,055/mo
Today · 4.125%
HK$40,886
baseline
▲ 0.50% · 4.625%
HK$43,042
+HK$2,156/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,772/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,842
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$43,144
−HK$1,322/mo
Today · 4.125%
HK$44,466
baseline
▲ 0.50% · 4.625%
HK$47,172
+HK$2,706/mo
Deposit HK$6.12M · loan HK$9.17M · min. income ≈ HK$88,932/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,549
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,797
−HK$1,267/mo
Today · 4.125%
HK$49,064
baseline
▲ 0.50% · 4.625%
HK$51,650
+HK$2,586/mo
Deposit HK$6.12M · loan HK$9.17M · min. income ≈ HK$98,128/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,816
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$50,334
−HK$1,543/mo
Today · 4.125%
HK$51,877
baseline
▲ 0.50% · 4.625%
HK$55,033
+HK$3,156/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$103,754/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,307
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,763
−HK$1,478/mo
Today · 4.125%
HK$57,241
baseline
▲ 0.50% · 4.625%
HK$60,258
+HK$3,017/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$114,482/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,763
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$64,715
−HK$1,984/mo
Today · 4.125%
HK$66,699
baseline
▲ 0.50% · 4.625%
HK$70,757
+HK$4,058/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$133,398/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,823
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$71,696
−HK$1,900/mo
Today · 4.125%
HK$73,596
baseline
▲ 0.50% · 4.625%
HK$77,475
+HK$3,879/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$147,192/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,429 · Scale 2, in force from 26 Feb 2026)