LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,870
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$35,954
−HK$1,102/mo
Today · 4.125%
HK$37,056
baseline
▲ 0.50% · 4.625%
HK$39,311
+HK$2,255/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,112/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,792
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,833
−HK$1,055/mo
Today · 4.125%
HK$40,888
baseline
▲ 0.50% · 4.625%
HK$43,043
+HK$2,155/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,776/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,844
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$43,145
−HK$1,323/mo
Today · 4.125%
HK$44,468
baseline
▲ 0.50% · 4.625%
HK$47,173
+HK$2,705/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$88,936/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,551
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,799
−HK$1,267/mo
Today · 4.125%
HK$49,066
baseline
▲ 0.50% · 4.625%
HK$51,652
+HK$2,586/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$98,132/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,818
−HK$3,061/mo
▼ 0.25% · 3.875%
HK$50,336
−HK$1,543/mo
Today · 4.125%
HK$51,879
baseline
▲ 0.50% · 4.625%
HK$55,036
+HK$3,157/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$103,758/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,309
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,766
−HK$1,477/mo
Today · 4.125%
HK$57,243
baseline
▲ 0.50% · 4.625%
HK$60,261
+HK$3,018/mo
Deposit HK$4.59M · loan HK$10.70M · min. income ≈ HK$114,486/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,765
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$64,718
−HK$1,983/mo
Today · 4.125%
HK$66,701
baseline
▲ 0.50% · 4.625%
HK$70,760
+HK$4,059/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$133,402/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,826
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,699
−HK$1,899/mo
Today · 4.125%
HK$73,598
baseline
▲ 0.50% · 4.625%
HK$77,478
+HK$3,880/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$147,196/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,451 · Scale 2, in force from 26 Feb 2026)