LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,875
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$35,960
−HK$1,102/mo
Today · 4.125%
HK$37,062
baseline
▲ 0.50% · 4.625%
HK$39,317
+HK$2,255/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,124/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,798
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,838
−HK$1,056/mo
Today · 4.125%
HK$40,894
baseline
▲ 0.50% · 4.625%
HK$43,050
+HK$2,156/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,788/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,850
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$43,152
−HK$1,322/mo
Today · 4.125%
HK$44,474
baseline
▲ 0.50% · 4.625%
HK$47,180
+HK$2,706/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$88,948/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,557
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,806
−HK$1,267/mo
Today · 4.125%
HK$49,073
baseline
▲ 0.50% · 4.625%
HK$51,660
+HK$2,587/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$98,146/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,825
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$50,344
−HK$1,543/mo
Today · 4.125%
HK$51,887
baseline
▲ 0.50% · 4.625%
HK$55,044
+HK$3,157/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$103,774/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,317
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$55,774
−HK$1,478/mo
Today · 4.125%
HK$57,252
baseline
▲ 0.50% · 4.625%
HK$60,269
+HK$3,017/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$114,504/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,775
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$64,727
−HK$1,984/mo
Today · 4.125%
HK$66,711
baseline
▲ 0.50% · 4.625%
HK$70,770
+HK$4,059/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$133,422/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,836
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$71,709
−HK$1,900/mo
Today · 4.125%
HK$73,609
baseline
▲ 0.50% · 4.625%
HK$77,489
+HK$3,880/mo
Deposit HK$1.53M · loan HK$13.76M · min. income ≈ HK$147,218/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,535 · Scale 2, in force from 26 Feb 2026)