LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,878
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$35,963
−HK$1,102/mo
Today · 4.125%
HK$37,065
baseline
▲ 0.50% · 4.625%
HK$39,320
+HK$2,255/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,130/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,801
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,842
−HK$1,055/mo
Today · 4.125%
HK$40,897
baseline
▲ 0.50% · 4.625%
HK$43,053
+HK$2,156/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,794/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,853
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,155
−HK$1,323/mo
Today · 4.125%
HK$44,478
baseline
▲ 0.50% · 4.625%
HK$47,184
+HK$2,706/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$88,956/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,561
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,810
−HK$1,267/mo
Today · 4.125%
HK$49,077
baseline
▲ 0.50% · 4.625%
HK$51,664
+HK$2,587/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$98,154/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,829
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$50,348
−HK$1,543/mo
Today · 4.125%
HK$51,891
baseline
▲ 0.50% · 4.625%
HK$55,048
+HK$3,157/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$103,782/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,322
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$55,779
−HK$1,477/mo
Today · 4.125%
HK$57,256
baseline
▲ 0.50% · 4.625%
HK$60,275
+HK$3,019/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$114,512/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,780
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$64,733
−HK$1,984/mo
Today · 4.125%
HK$66,717
baseline
▲ 0.50% · 4.625%
HK$70,776
+HK$4,059/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$133,434/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,842
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$71,715
−HK$1,900/mo
Today · 4.125%
HK$73,615
baseline
▲ 0.50% · 4.625%
HK$77,496
+HK$3,881/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$147,230/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,583 · Scale 2, in force from 26 Feb 2026)