LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,880
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$35,965
−HK$1,102/mo
Today · 4.125%
HK$37,067
baseline
▲ 0.50% · 4.625%
HK$39,322
+HK$2,255/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,134/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,803
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,844
−HK$1,056/mo
Today · 4.125%
HK$40,900
baseline
▲ 0.50% · 4.625%
HK$43,056
+HK$2,156/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,800/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,856
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$43,158
−HK$1,322/mo
Today · 4.125%
HK$44,480
baseline
▲ 0.50% · 4.625%
HK$47,187
+HK$2,707/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$88,960/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,564
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,813
−HK$1,267/mo
Today · 4.125%
HK$49,080
baseline
▲ 0.50% · 4.625%
HK$51,667
+HK$2,587/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$98,160/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,832
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$50,350
−HK$1,544/mo
Today · 4.125%
HK$51,894
baseline
▲ 0.50% · 4.625%
HK$55,051
+HK$3,157/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$103,788/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,325
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$55,782
−HK$1,478/mo
Today · 4.125%
HK$57,260
baseline
▲ 0.50% · 4.625%
HK$60,278
+HK$3,018/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$114,520/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,783
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$64,736
−HK$1,984/mo
Today · 4.125%
HK$66,720
baseline
▲ 0.50% · 4.625%
HK$70,780
+HK$4,060/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$133,440/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,846
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$71,719
−HK$1,900/mo
Today · 4.125%
HK$73,619
baseline
▲ 0.50% · 4.625%
HK$77,500
+HK$3,881/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$147,238/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,614 · Scale 2, in force from 26 Feb 2026)