LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,881
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$35,966
−HK$1,102/mo
Today · 4.125%
HK$37,068
baseline
▲ 0.50% · 4.625%
HK$39,324
+HK$2,256/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,136/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,805
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,845
−HK$1,056/mo
Today · 4.125%
HK$40,901
baseline
▲ 0.50% · 4.625%
HK$43,057
+HK$2,156/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,802/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,857
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,159
−HK$1,323/mo
Today · 4.125%
HK$44,482
baseline
▲ 0.50% · 4.625%
HK$47,189
+HK$2,707/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$88,964/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,566
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,814
−HK$1,267/mo
Today · 4.125%
HK$49,081
baseline
▲ 0.50% · 4.625%
HK$51,669
+HK$2,588/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$98,162/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,833
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,352
−HK$1,544/mo
Today · 4.125%
HK$51,896
baseline
▲ 0.50% · 4.625%
HK$55,053
+HK$3,157/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$103,792/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,327
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$55,784
−HK$1,478/mo
Today · 4.125%
HK$57,262
baseline
▲ 0.50% · 4.625%
HK$60,280
+HK$3,018/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$114,524/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,786
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$64,739
−HK$1,984/mo
Today · 4.125%
HK$66,723
baseline
▲ 0.50% · 4.625%
HK$70,783
+HK$4,060/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$133,446/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,848
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$71,722
−HK$1,900/mo
Today · 4.125%
HK$73,622
baseline
▲ 0.50% · 4.625%
HK$77,503
+HK$3,881/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$147,244/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,636 · Scale 2, in force from 26 Feb 2026)