LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,882
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,967
−HK$1,103/mo
Today · 4.125%
HK$37,070
baseline
▲ 0.50% · 4.625%
HK$39,325
+HK$2,255/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,140/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,806
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,847
−HK$1,056/mo
Today · 4.125%
HK$40,903
baseline
▲ 0.50% · 4.625%
HK$43,059
+HK$2,156/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,806/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,859
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,161
−HK$1,323/mo
Today · 4.125%
HK$44,484
baseline
▲ 0.50% · 4.625%
HK$47,190
+HK$2,706/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$88,968/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,567
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,816
−HK$1,267/mo
Today · 4.125%
HK$49,083
baseline
▲ 0.50% · 4.625%
HK$51,671
+HK$2,588/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$98,166/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,835
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,354
−HK$1,544/mo
Today · 4.125%
HK$51,898
baseline
▲ 0.50% · 4.625%
HK$55,055
+HK$3,157/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$103,796/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,329
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$55,786
−HK$1,478/mo
Today · 4.125%
HK$57,264
baseline
▲ 0.50% · 4.625%
HK$60,282
+HK$3,018/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$114,528/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,788
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$64,741
−HK$1,984/mo
Today · 4.125%
HK$66,725
baseline
▲ 0.50% · 4.625%
HK$70,786
+HK$4,061/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$133,450/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,851
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$71,725
−HK$1,900/mo
Today · 4.125%
HK$73,625
baseline
▲ 0.50% · 4.625%
HK$77,506
+HK$3,881/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$147,250/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,658 · Scale 2, in force from 26 Feb 2026)