LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,883
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,968
−HK$1,103/mo
Today · 4.125%
HK$37,071
baseline
▲ 0.50% · 4.625%
HK$39,327
+HK$2,256/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,142/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,807
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,848
−HK$1,056/mo
Today · 4.125%
HK$40,904
baseline
▲ 0.50% · 4.625%
HK$43,060
+HK$2,156/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,808/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,860
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,162
−HK$1,323/mo
Today · 4.125%
HK$44,485
baseline
▲ 0.50% · 4.625%
HK$47,192
+HK$2,707/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$88,970/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,569
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,818
−HK$1,267/mo
Today · 4.125%
HK$49,085
baseline
▲ 0.50% · 4.625%
HK$51,672
+HK$2,587/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$98,170/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,837
−HK$3,062/mo
▼ 0.25% · 3.875%
HK$50,356
−HK$1,543/mo
Today · 4.125%
HK$51,899
baseline
▲ 0.50% · 4.625%
HK$55,057
+HK$3,158/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$103,798/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,330
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,787
−HK$1,479/mo
Today · 4.125%
HK$57,266
baseline
▲ 0.50% · 4.625%
HK$60,284
+HK$3,018/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$114,532/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,790
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$64,743
−HK$1,985/mo
Today · 4.125%
HK$66,728
baseline
▲ 0.50% · 4.625%
HK$70,788
+HK$4,060/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$133,456/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,853
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$71,727
−HK$1,900/mo
Today · 4.125%
HK$73,627
baseline
▲ 0.50% · 4.625%
HK$77,508
+HK$3,881/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$147,254/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,675 · Scale 2, in force from 26 Feb 2026)