LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,884
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$35,969
−HK$1,102/mo
Today · 4.125%
HK$37,071
baseline
▲ 0.50% · 4.625%
HK$39,327
+HK$2,256/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,142/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,808
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,849
−HK$1,056/mo
Today · 4.125%
HK$40,905
baseline
▲ 0.50% · 4.625%
HK$43,061
+HK$2,156/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,810/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,861
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,163
−HK$1,323/mo
Today · 4.125%
HK$44,486
baseline
▲ 0.50% · 4.625%
HK$47,192
+HK$2,706/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$88,972/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,569
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,818
−HK$1,267/mo
Today · 4.125%
HK$49,085
baseline
▲ 0.50% · 4.625%
HK$51,673
+HK$2,588/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$98,170/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,837
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,356
−HK$1,544/mo
Today · 4.125%
HK$51,900
baseline
▲ 0.50% · 4.625%
HK$55,058
+HK$3,158/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$103,800/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,331
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$55,788
−HK$1,478/mo
Today · 4.125%
HK$57,266
baseline
▲ 0.50% · 4.625%
HK$60,285
+HK$3,019/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$114,532/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,791
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$64,744
−HK$1,984/mo
Today · 4.125%
HK$66,728
baseline
▲ 0.50% · 4.625%
HK$70,789
+HK$4,061/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$133,456/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,854
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$71,728
−HK$1,900/mo
Today · 4.125%
HK$73,628
baseline
▲ 0.50% · 4.625%
HK$77,509
+HK$3,881/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$147,256/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,683 · Scale 2, in force from 26 Feb 2026)