LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,885
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,970
−HK$1,103/mo
Today · 4.125%
HK$37,073
baseline
▲ 0.50% · 4.625%
HK$39,329
+HK$2,256/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,146/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,810
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$39,850
−HK$1,056/mo
Today · 4.125%
HK$40,906
baseline
▲ 0.50% · 4.625%
HK$43,063
+HK$2,157/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,812/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,862
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,164
−HK$1,323/mo
Today · 4.125%
HK$44,487
baseline
▲ 0.50% · 4.625%
HK$47,194
+HK$2,707/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$88,974/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,571
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,820
−HK$1,268/mo
Today · 4.125%
HK$49,088
baseline
▲ 0.50% · 4.625%
HK$51,675
+HK$2,587/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$98,176/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,839
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,359
−HK$1,543/mo
Today · 4.125%
HK$51,902
baseline
▲ 0.50% · 4.625%
HK$55,060
+HK$3,158/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$103,804/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,333
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,791
−HK$1,478/mo
Today · 4.125%
HK$57,269
baseline
▲ 0.50% · 4.625%
HK$60,288
+HK$3,019/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$114,538/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,794
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$64,747
−HK$1,984/mo
Today · 4.125%
HK$66,731
baseline
▲ 0.50% · 4.625%
HK$70,792
+HK$4,061/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$133,462/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,857
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$71,731
−HK$1,900/mo
Today · 4.125%
HK$73,631
baseline
▲ 0.50% · 4.625%
HK$77,513
+HK$3,882/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$147,262/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,707 · Scale 2, in force from 26 Feb 2026)