LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,886
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,971
−HK$1,103/mo
Today · 4.125%
HK$37,074
baseline
▲ 0.50% · 4.625%
HK$39,330
+HK$2,256/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,148/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,810
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,851
−HK$1,056/mo
Today · 4.125%
HK$40,907
baseline
▲ 0.50% · 4.625%
HK$43,063
+HK$2,156/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,814/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,863
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,165
−HK$1,323/mo
Today · 4.125%
HK$44,488
baseline
▲ 0.50% · 4.625%
HK$47,195
+HK$2,707/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$88,976/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,572
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,821
−HK$1,268/mo
Today · 4.125%
HK$49,089
baseline
▲ 0.50% · 4.625%
HK$51,676
+HK$2,587/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$98,178/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,840
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,360
−HK$1,543/mo
Today · 4.125%
HK$51,903
baseline
▲ 0.50% · 4.625%
HK$55,061
+HK$3,158/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$103,806/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,334
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,792
−HK$1,478/mo
Today · 4.125%
HK$57,270
baseline
▲ 0.50% · 4.625%
HK$60,289
+HK$3,019/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$114,540/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,795
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$64,748
−HK$1,985/mo
Today · 4.125%
HK$66,733
baseline
▲ 0.50% · 4.625%
HK$70,793
+HK$4,060/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$133,466/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,859
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$71,732
−HK$1,901/mo
Today · 4.125%
HK$73,633
baseline
▲ 0.50% · 4.625%
HK$77,514
+HK$3,881/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$147,266/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,719 · Scale 2, in force from 26 Feb 2026)