LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,887
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,973
−HK$1,102/mo
Today · 4.125%
HK$37,075
baseline
▲ 0.50% · 4.625%
HK$39,331
+HK$2,256/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,150/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,812
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,853
−HK$1,056/mo
Today · 4.125%
HK$40,909
baseline
▲ 0.50% · 4.625%
HK$43,065
+HK$2,156/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,818/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,865
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,167
−HK$1,323/mo
Today · 4.125%
HK$44,490
baseline
▲ 0.50% · 4.625%
HK$47,197
+HK$2,707/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$88,980/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,574
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,823
−HK$1,267/mo
Today · 4.125%
HK$49,090
baseline
▲ 0.50% · 4.625%
HK$51,678
+HK$2,588/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$98,180/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,842
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,362
−HK$1,543/mo
Today · 4.125%
HK$51,905
baseline
▲ 0.50% · 4.625%
HK$55,063
+HK$3,158/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$103,810/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,336
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,794
−HK$1,478/mo
Today · 4.125%
HK$57,272
baseline
▲ 0.50% · 4.625%
HK$60,291
+HK$3,019/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$114,544/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,797
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$64,751
−HK$1,984/mo
Today · 4.125%
HK$66,735
baseline
▲ 0.50% · 4.625%
HK$70,796
+HK$4,061/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$133,470/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,861
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$71,735
−HK$1,901/mo
Today · 4.125%
HK$73,636
baseline
▲ 0.50% · 4.625%
HK$77,517
+HK$3,881/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$147,272/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,740 · Scale 2, in force from 26 Feb 2026)