LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,891
−HK$2,187/mo
▼ 0.25% · 3.875%
HK$35,976
−HK$1,102/mo
Today · 4.125%
HK$37,078
baseline
▲ 0.50% · 4.625%
HK$39,335
+HK$2,257/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,156/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,815
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,856
−HK$1,056/mo
Today · 4.125%
HK$40,912
baseline
▲ 0.50% · 4.625%
HK$43,069
+HK$2,157/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,824/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,869
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,171
−HK$1,323/mo
Today · 4.125%
HK$44,494
baseline
▲ 0.50% · 4.625%
HK$47,202
+HK$2,708/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$88,988/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,578
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,828
−HK$1,267/mo
Today · 4.125%
HK$49,095
baseline
▲ 0.50% · 4.625%
HK$51,683
+HK$2,588/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$98,190/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,847
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,366
−HK$1,544/mo
Today · 4.125%
HK$51,910
baseline
▲ 0.50% · 4.625%
HK$55,068
+HK$3,158/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$103,820/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,342
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$55,799
−HK$1,478/mo
Today · 4.125%
HK$57,277
baseline
▲ 0.50% · 4.625%
HK$60,297
+HK$3,020/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$114,554/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,803
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$64,756
−HK$1,985/mo
Today · 4.125%
HK$66,741
baseline
▲ 0.50% · 4.625%
HK$70,802
+HK$4,061/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$133,482/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,868
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$71,741
−HK$1,901/mo
Today · 4.125%
HK$73,642
baseline
▲ 0.50% · 4.625%
HK$77,524
+HK$3,882/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$147,284/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,793 · Scale 2, in force from 26 Feb 2026)