LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,891
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,976
−HK$1,103/mo
Today · 4.125%
HK$37,079
baseline
▲ 0.50% · 4.625%
HK$39,335
+HK$2,256/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,158/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,816
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,857
−HK$1,056/mo
Today · 4.125%
HK$40,913
baseline
▲ 0.50% · 4.625%
HK$43,069
+HK$2,156/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,826/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,869
−HK$2,625/mo
▼ 0.25% · 3.875%
HK$43,171
−HK$1,323/mo
Today · 4.125%
HK$44,494
baseline
▲ 0.50% · 4.625%
HK$47,202
+HK$2,708/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$88,988/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,579
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$47,828
−HK$1,267/mo
Today · 4.125%
HK$49,095
baseline
▲ 0.50% · 4.625%
HK$51,683
+HK$2,588/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$98,190/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,847
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,366
−HK$1,544/mo
Today · 4.125%
HK$51,910
baseline
▲ 0.50% · 4.625%
HK$55,069
+HK$3,159/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$103,820/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,342
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,799
−HK$1,479/mo
Today · 4.125%
HK$57,278
baseline
▲ 0.50% · 4.625%
HK$60,297
+HK$3,019/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$114,556/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,803
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$64,757
−HK$1,985/mo
Today · 4.125%
HK$66,742
baseline
▲ 0.50% · 4.625%
HK$70,803
+HK$4,061/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$133,484/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,868
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$71,742
−HK$1,901/mo
Today · 4.125%
HK$73,643
baseline
▲ 0.50% · 4.625%
HK$77,524
+HK$3,881/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$147,286/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,796 · Scale 2, in force from 26 Feb 2026)