LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,893
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,978
−HK$1,103/mo
Today · 4.125%
HK$37,081
baseline
▲ 0.50% · 4.625%
HK$39,337
+HK$2,256/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,162/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,818
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,859
−HK$1,056/mo
Today · 4.125%
HK$40,915
baseline
▲ 0.50% · 4.625%
HK$43,072
+HK$2,157/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,830/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$573,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,871
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,174
−HK$1,323/mo
Today · 4.125%
HK$44,497
baseline
▲ 0.50% · 4.625%
HK$47,204
+HK$2,707/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$88,994/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,581
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,831
−HK$1,267/mo
Today · 4.125%
HK$49,098
baseline
▲ 0.50% · 4.625%
HK$51,686
+HK$2,588/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$98,196/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,850
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,369
−HK$1,544/mo
Today · 4.125%
HK$51,913
baseline
▲ 0.50% · 4.625%
HK$55,072
+HK$3,159/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$103,826/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,345
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,802
−HK$1,479/mo
Today · 4.125%
HK$57,281
baseline
▲ 0.50% · 4.625%
HK$60,300
+HK$3,019/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$114,562/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,807
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$64,760
−HK$1,985/mo
Today · 4.125%
HK$66,745
baseline
▲ 0.50% · 4.625%
HK$70,807
+HK$4,062/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$133,490/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,872
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$71,746
−HK$1,901/mo
Today · 4.125%
HK$73,647
baseline
▲ 0.50% · 4.625%
HK$77,529
+HK$3,882/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$147,294/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,828 · Scale 2, in force from 26 Feb 2026)