LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,894
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,979
−HK$1,103/mo
Today · 4.125%
HK$37,082
baseline
▲ 0.50% · 4.625%
HK$39,339
+HK$2,257/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,164/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$573,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,819
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,860
−HK$1,057/mo
Today · 4.125%
HK$40,917
baseline
▲ 0.50% · 4.625%
HK$43,073
+HK$2,156/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,834/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$573,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,873
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,175
−HK$1,324/mo
Today · 4.125%
HK$44,499
baseline
▲ 0.50% · 4.625%
HK$47,206
+HK$2,707/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$88,998/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,583
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,833
−HK$1,267/mo
Today · 4.125%
HK$49,100
baseline
▲ 0.50% · 4.625%
HK$51,688
+HK$2,588/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$98,200/mo (50% DSR)
Upfront cash ≈ HK$6.69M (deposit + AVD stamp duty HK$573,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,852
−HK$3,063/mo
▼ 0.25% · 3.875%
HK$50,371
−HK$1,544/mo
Today · 4.125%
HK$51,915
baseline
▲ 0.50% · 4.625%
HK$55,074
+HK$3,159/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$103,830/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,347
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,805
−HK$1,478/mo
Today · 4.125%
HK$57,283
baseline
▲ 0.50% · 4.625%
HK$60,303
+HK$3,020/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$114,566/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,809
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$64,763
−HK$1,985/mo
Today · 4.125%
HK$66,748
baseline
▲ 0.50% · 4.625%
HK$70,810
+HK$4,062/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$133,496/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,875
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$71,749
−HK$1,901/mo
Today · 4.125%
HK$73,650
baseline
▲ 0.50% · 4.625%
HK$77,532
+HK$3,882/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$147,300/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,852 · Scale 2, in force from 26 Feb 2026)