LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,895
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,981
−HK$1,102/mo
Today · 4.125%
HK$37,083
baseline
▲ 0.50% · 4.625%
HK$39,340
+HK$2,257/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,166/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$573,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,821
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,862
−HK$1,056/mo
Today · 4.125%
HK$40,918
baseline
▲ 0.50% · 4.625%
HK$43,075
+HK$2,157/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,836/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$573,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,874
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,177
−HK$1,323/mo
Today · 4.125%
HK$44,500
baseline
▲ 0.50% · 4.625%
HK$47,208
+HK$2,708/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$89,000/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$573,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,585
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,834
−HK$1,268/mo
Today · 4.125%
HK$49,102
baseline
▲ 0.50% · 4.625%
HK$51,690
+HK$2,588/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$98,204/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$573,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,853
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,373
−HK$1,544/mo
Today · 4.125%
HK$51,917
baseline
▲ 0.50% · 4.625%
HK$55,076
+HK$3,159/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$103,834/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,349
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$55,806
−HK$1,479/mo
Today · 4.125%
HK$57,285
baseline
▲ 0.50% · 4.625%
HK$60,305
+HK$3,020/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$114,570/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$573,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,811
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$64,765
−HK$1,985/mo
Today · 4.125%
HK$66,750
baseline
▲ 0.50% · 4.625%
HK$70,812
+HK$4,062/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$133,500/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,877
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$71,751
−HK$1,901/mo
Today · 4.125%
HK$73,652
baseline
▲ 0.50% · 4.625%
HK$77,535
+HK$3,883/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$147,304/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,871 · Scale 2, in force from 26 Feb 2026)