LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,899
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,985
−HK$1,103/mo
Today · 4.125%
HK$37,088
baseline
▲ 0.50% · 4.625%
HK$39,344
+HK$2,256/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,176/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$573,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,825
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,866
−HK$1,057/mo
Today · 4.125%
HK$40,923
baseline
▲ 0.50% · 4.625%
HK$43,080
+HK$2,157/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,846/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$573,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,879
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,182
−HK$1,323/mo
Today · 4.125%
HK$44,505
baseline
▲ 0.50% · 4.625%
HK$47,213
+HK$2,708/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$89,010/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$573,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,590
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,840
−HK$1,267/mo
Today · 4.125%
HK$49,107
baseline
▲ 0.50% · 4.625%
HK$51,696
+HK$2,589/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$98,214/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$573,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,859
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,379
−HK$1,544/mo
Today · 4.125%
HK$51,923
baseline
▲ 0.50% · 4.625%
HK$55,082
+HK$3,159/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$103,846/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$573,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,355
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,813
−HK$1,479/mo
Today · 4.125%
HK$57,292
baseline
▲ 0.50% · 4.625%
HK$60,312
+HK$3,020/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$114,584/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$573,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,819
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$64,773
−HK$1,985/mo
Today · 4.125%
HK$66,758
baseline
▲ 0.50% · 4.625%
HK$70,820
+HK$4,062/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$133,516/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,885
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$71,759
−HK$1,902/mo
Today · 4.125%
HK$73,661
baseline
▲ 0.50% · 4.625%
HK$77,544
+HK$3,883/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$147,322/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,938 · Scale 2, in force from 26 Feb 2026)