LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,901
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,986
−HK$1,103/mo
Today · 4.125%
HK$37,089
baseline
▲ 0.50% · 4.625%
HK$39,346
+HK$2,257/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,178/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$573,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,826
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,868
−HK$1,056/mo
Today · 4.125%
HK$40,924
baseline
▲ 0.50% · 4.625%
HK$43,081
+HK$2,157/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,848/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$573,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,881
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,183
−HK$1,324/mo
Today · 4.125%
HK$44,507
baseline
▲ 0.50% · 4.625%
HK$47,215
+HK$2,708/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$89,014/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$573,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,592
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,841
−HK$1,268/mo
Today · 4.125%
HK$49,109
baseline
▲ 0.50% · 4.625%
HK$51,698
+HK$2,589/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$98,218/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$573,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,861
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,381
−HK$1,544/mo
Today · 4.125%
HK$51,925
baseline
▲ 0.50% · 4.625%
HK$55,084
+HK$3,159/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$103,850/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$573,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,357
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,815
−HK$1,479/mo
Today · 4.125%
HK$57,294
baseline
▲ 0.50% · 4.625%
HK$60,314
+HK$3,020/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$114,588/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$573,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,821
−HK$3,939/mo
▼ 0.25% · 3.875%
HK$64,775
−HK$1,985/mo
Today · 4.125%
HK$66,760
baseline
▲ 0.50% · 4.625%
HK$70,823
+HK$4,063/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$133,520/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,888
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$71,762
−HK$1,901/mo
Today · 4.125%
HK$73,663
baseline
▲ 0.50% · 4.625%
HK$77,546
+HK$3,883/mo
Deposit HK$1.53M · loan HK$13.77M · min. income ≈ HK$147,326/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,958 · Scale 2, in force from 26 Feb 2026)