LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,902
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,987
−HK$1,103/mo
Today · 4.125%
HK$37,090
baseline
▲ 0.50% · 4.625%
HK$39,347
+HK$2,257/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,180/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$573,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,828
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,869
−HK$1,057/mo
Today · 4.125%
HK$40,926
baseline
▲ 0.50% · 4.625%
HK$43,083
+HK$2,157/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,852/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$573,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,882
−HK$2,626/mo
▼ 0.25% · 3.875%
HK$43,185
−HK$1,323/mo
Today · 4.125%
HK$44,508
baseline
▲ 0.50% · 4.625%
HK$47,217
+HK$2,709/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$89,016/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$573,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,593
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,843
−HK$1,268/mo
Today · 4.125%
HK$49,111
baseline
▲ 0.50% · 4.625%
HK$51,699
+HK$2,588/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$98,222/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$573,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,862
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,382
−HK$1,545/mo
Today · 4.125%
HK$51,927
baseline
▲ 0.50% · 4.625%
HK$55,086
+HK$3,159/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$103,854/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$573,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,359
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,817
−HK$1,479/mo
Today · 4.125%
HK$57,296
baseline
▲ 0.50% · 4.625%
HK$60,316
+HK$3,020/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$114,592/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$573,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,823
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$64,777
−HK$1,986/mo
Today · 4.125%
HK$66,763
baseline
▲ 0.50% · 4.625%
HK$70,825
+HK$4,062/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$133,526/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,890
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$71,765
−HK$1,901/mo
Today · 4.125%
HK$73,666
baseline
▲ 0.50% · 4.625%
HK$77,549
+HK$3,883/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$147,332/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$573,978 · Scale 2, in force from 26 Feb 2026)