LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,904
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,989
−HK$1,103/mo
Today · 4.125%
HK$37,092
baseline
▲ 0.50% · 4.625%
HK$39,349
+HK$2,257/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,184/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,830
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,871
−HK$1,057/mo
Today · 4.125%
HK$40,928
baseline
▲ 0.50% · 4.625%
HK$43,085
+HK$2,157/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,856/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,884
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,187
−HK$1,324/mo
Today · 4.125%
HK$44,511
baseline
▲ 0.50% · 4.625%
HK$47,219
+HK$2,708/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$89,022/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,596
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,846
−HK$1,267/mo
Today · 4.125%
HK$49,113
baseline
▲ 0.50% · 4.625%
HK$51,702
+HK$2,589/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$98,226/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,865
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,385
−HK$1,544/mo
Today · 4.125%
HK$51,929
baseline
▲ 0.50% · 4.625%
HK$55,089
+HK$3,160/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$103,858/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,362
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,820
−HK$1,479/mo
Today · 4.125%
HK$57,299
baseline
▲ 0.50% · 4.625%
HK$60,319
+HK$3,020/mo
Deposit HK$4.59M · loan HK$10.71M · min. income ≈ HK$114,598/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,826
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$64,781
−HK$1,985/mo
Today · 4.125%
HK$66,766
baseline
▲ 0.50% · 4.625%
HK$70,829
+HK$4,063/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$133,532/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$574,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,894
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$71,768
−HK$1,902/mo
Today · 4.125%
HK$73,670
baseline
▲ 0.50% · 4.625%
HK$77,553
+HK$3,883/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$147,340/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$574,008 · Scale 2, in force from 26 Feb 2026)