LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,905
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,991
−HK$1,103/mo
Today · 4.125%
HK$37,094
baseline
▲ 0.50% · 4.625%
HK$39,351
+HK$2,257/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,188/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,832
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,873
−HK$1,057/mo
Today · 4.125%
HK$40,930
baseline
▲ 0.50% · 4.625%
HK$43,087
+HK$2,157/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,860/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,886
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,189
−HK$1,324/mo
Today · 4.125%
HK$44,513
baseline
▲ 0.50% · 4.625%
HK$47,221
+HK$2,708/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$89,026/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,598
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,848
−HK$1,268/mo
Today · 4.125%
HK$49,116
baseline
▲ 0.50% · 4.625%
HK$51,705
+HK$2,589/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$98,232/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,867
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,387
−HK$1,545/mo
Today · 4.125%
HK$51,932
baseline
▲ 0.50% · 4.625%
HK$55,092
+HK$3,160/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$103,864/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,364
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,822
−HK$1,480/mo
Today · 4.125%
HK$57,302
baseline
▲ 0.50% · 4.625%
HK$60,322
+HK$3,020/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$114,604/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,829
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$64,784
−HK$1,985/mo
Today · 4.125%
HK$66,769
baseline
▲ 0.50% · 4.625%
HK$70,832
+HK$4,063/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$133,538/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$574,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,897
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$71,772
−HK$1,901/mo
Today · 4.125%
HK$73,673
baseline
▲ 0.50% · 4.625%
HK$77,557
+HK$3,884/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$147,346/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$574,035 · Scale 2, in force from 26 Feb 2026)