LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,906
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,992
−HK$1,103/mo
Today · 4.125%
HK$37,095
baseline
▲ 0.50% · 4.625%
HK$39,352
+HK$2,257/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,190/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,833
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,874
−HK$1,057/mo
Today · 4.125%
HK$40,931
baseline
▲ 0.50% · 4.625%
HK$43,088
+HK$2,157/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,862/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,887
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,190
−HK$1,324/mo
Today · 4.125%
HK$44,514
baseline
▲ 0.50% · 4.625%
HK$47,223
+HK$2,709/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$89,028/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,599
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,849
−HK$1,268/mo
Today · 4.125%
HK$49,117
baseline
▲ 0.50% · 4.625%
HK$51,706
+HK$2,589/mo
Deposit HK$6.12M · loan HK$9.18M · min. income ≈ HK$98,234/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,869
−HK$3,064/mo
▼ 0.25% · 3.875%
HK$50,389
−HK$1,544/mo
Today · 4.125%
HK$51,933
baseline
▲ 0.50% · 4.625%
HK$55,093
+HK$3,160/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$103,866/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,366
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,824
−HK$1,479/mo
Today · 4.125%
HK$57,303
baseline
▲ 0.50% · 4.625%
HK$60,324
+HK$3,021/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$114,606/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,831
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$64,786
−HK$1,985/mo
Today · 4.125%
HK$66,771
baseline
▲ 0.50% · 4.625%
HK$70,834
+HK$4,063/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$133,542/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$574,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,899
−HK$3,776/mo
▼ 0.25% · 3.875%
HK$71,774
−HK$1,901/mo
Today · 4.125%
HK$73,675
baseline
▲ 0.50% · 4.625%
HK$77,559
+HK$3,884/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$147,350/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$574,051 · Scale 2, in force from 26 Feb 2026)