LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,909
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,994
−HK$1,104/mo
Today · 4.125%
HK$37,098
baseline
▲ 0.50% · 4.625%
HK$39,355
+HK$2,257/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,196/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,835
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,877
−HK$1,057/mo
Today · 4.125%
HK$40,934
baseline
▲ 0.50% · 4.625%
HK$43,091
+HK$2,157/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,868/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,890
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,193
−HK$1,324/mo
Today · 4.125%
HK$44,517
baseline
▲ 0.50% · 4.625%
HK$47,226
+HK$2,709/mo
Deposit HK$6.12M · loan HK$9.19M · min. income ≈ HK$89,034/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,603
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$47,852
−HK$1,268/mo
Today · 4.125%
HK$49,120
baseline
▲ 0.50% · 4.625%
HK$51,710
+HK$2,590/mo
Deposit HK$6.12M · loan HK$9.19M · min. income ≈ HK$98,240/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,872
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,392
−HK$1,545/mo
Today · 4.125%
HK$51,937
baseline
▲ 0.50% · 4.625%
HK$55,097
+HK$3,160/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$103,874/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,370
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,828
−HK$1,479/mo
Today · 4.125%
HK$57,307
baseline
▲ 0.50% · 4.625%
HK$60,328
+HK$3,021/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$114,614/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,835
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,790
−HK$1,986/mo
Today · 4.125%
HK$66,776
baseline
▲ 0.50% · 4.625%
HK$70,839
+HK$4,063/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$133,552/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$574,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,904
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,779
−HK$1,902/mo
Today · 4.125%
HK$73,681
baseline
▲ 0.50% · 4.625%
HK$77,564
+HK$3,883/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$147,362/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$574,091 · Scale 2, in force from 26 Feb 2026)