LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,910
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,996
−HK$1,103/mo
Today · 4.125%
HK$37,099
baseline
▲ 0.50% · 4.625%
HK$39,356
+HK$2,257/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$74,198/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,837
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,878
−HK$1,057/mo
Today · 4.125%
HK$40,935
baseline
▲ 0.50% · 4.625%
HK$43,093
+HK$2,158/mo
Deposit HK$7.65M · loan HK$7.65M · min. income ≈ HK$81,870/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,892
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,195
−HK$1,324/mo
Today · 4.125%
HK$44,519
baseline
▲ 0.50% · 4.625%
HK$47,227
+HK$2,708/mo
Deposit HK$6.12M · loan HK$9.19M · min. income ≈ HK$89,038/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,604
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,854
−HK$1,268/mo
Today · 4.125%
HK$49,122
baseline
▲ 0.50% · 4.625%
HK$51,711
+HK$2,589/mo
Deposit HK$6.12M · loan HK$9.19M · min. income ≈ HK$98,244/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,873
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,394
−HK$1,544/mo
Today · 4.125%
HK$51,938
baseline
▲ 0.50% · 4.625%
HK$55,099
+HK$3,161/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$103,876/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,371
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,829
−HK$1,480/mo
Today · 4.125%
HK$57,309
baseline
▲ 0.50% · 4.625%
HK$60,330
+HK$3,021/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$114,618/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,837
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,792
−HK$1,986/mo
Today · 4.125%
HK$66,778
baseline
▲ 0.50% · 4.625%
HK$70,841
+HK$4,063/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$133,556/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,906
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,781
−HK$1,902/mo
Today · 4.125%
HK$73,683
baseline
▲ 0.50% · 4.625%
HK$77,567
+HK$3,884/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$147,366/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,107 · Scale 2, in force from 26 Feb 2026)