LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,911
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,997
−HK$1,103/mo
Today · 4.125%
HK$37,100
baseline
▲ 0.50% · 4.625%
HK$39,358
+HK$2,258/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,200/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,838
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,880
−HK$1,056/mo
Today · 4.125%
HK$40,936
baseline
▲ 0.50% · 4.625%
HK$43,094
+HK$2,158/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,872/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,893
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,196
−HK$1,324/mo
Today · 4.125%
HK$44,520
baseline
▲ 0.50% · 4.625%
HK$47,229
+HK$2,709/mo
Deposit HK$6.12M · loan HK$9.19M · min. income ≈ HK$89,040/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,606
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,856
−HK$1,268/mo
Today · 4.125%
HK$49,124
baseline
▲ 0.50% · 4.625%
HK$51,713
+HK$2,589/mo
Deposit HK$6.12M · loan HK$9.19M · min. income ≈ HK$98,248/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,875
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,396
−HK$1,544/mo
Today · 4.125%
HK$51,940
baseline
▲ 0.50% · 4.625%
HK$55,101
+HK$3,161/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$103,880/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,373
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,832
−HK$1,479/mo
Today · 4.125%
HK$57,311
baseline
▲ 0.50% · 4.625%
HK$60,332
+HK$3,021/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$114,622/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,840
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$64,795
−HK$1,985/mo
Today · 4.125%
HK$66,780
baseline
▲ 0.50% · 4.625%
HK$70,844
+HK$4,064/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$133,560/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,909
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,784
−HK$1,902/mo
Today · 4.125%
HK$73,686
baseline
▲ 0.50% · 4.625%
HK$77,570
+HK$3,884/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$147,372/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,130 · Scale 2, in force from 26 Feb 2026)