LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,911
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$35,997
−HK$1,104/mo
Today · 4.125%
HK$37,101
baseline
▲ 0.50% · 4.625%
HK$39,358
+HK$2,257/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,202/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,839
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,880
−HK$1,057/mo
Today · 4.125%
HK$40,937
baseline
▲ 0.50% · 4.625%
HK$43,095
+HK$2,158/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,874/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,894
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,197
−HK$1,324/mo
Today · 4.125%
HK$44,521
baseline
▲ 0.50% · 4.625%
HK$47,230
+HK$2,709/mo
Deposit HK$6.12M · loan HK$9.19M · min. income ≈ HK$89,042/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,606
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,856
−HK$1,268/mo
Today · 4.125%
HK$49,124
baseline
▲ 0.50% · 4.625%
HK$51,714
+HK$2,590/mo
Deposit HK$6.12M · loan HK$9.19M · min. income ≈ HK$98,248/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,876
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,396
−HK$1,545/mo
Today · 4.125%
HK$51,941
baseline
▲ 0.50% · 4.625%
HK$55,101
+HK$3,160/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$103,882/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,374
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,832
−HK$1,480/mo
Today · 4.125%
HK$57,312
baseline
▲ 0.50% · 4.625%
HK$60,333
+HK$3,021/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$114,624/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,840
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,795
−HK$1,986/mo
Today · 4.125%
HK$66,781
baseline
▲ 0.50% · 4.625%
HK$70,845
+HK$4,064/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$133,562/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,909
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,784
−HK$1,902/mo
Today · 4.125%
HK$73,686
baseline
▲ 0.50% · 4.625%
HK$77,570
+HK$3,884/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$147,372/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,136 · Scale 2, in force from 26 Feb 2026)