LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,912
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,998
−HK$1,103/mo
Today · 4.125%
HK$37,101
baseline
▲ 0.50% · 4.625%
HK$39,359
+HK$2,258/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,202/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,839
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,881
−HK$1,057/mo
Today · 4.125%
HK$40,938
baseline
▲ 0.50% · 4.625%
HK$43,096
+HK$2,158/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,876/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,894
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,198
−HK$1,324/mo
Today · 4.125%
HK$44,522
baseline
▲ 0.50% · 4.625%
HK$47,231
+HK$2,709/mo
Deposit HK$6.12M · loan HK$9.19M · min. income ≈ HK$89,044/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,607
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,857
−HK$1,268/mo
Today · 4.125%
HK$49,125
baseline
▲ 0.50% · 4.625%
HK$51,715
+HK$2,590/mo
Deposit HK$6.12M · loan HK$9.19M · min. income ≈ HK$98,250/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,877
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,397
−HK$1,545/mo
Today · 4.125%
HK$51,942
baseline
▲ 0.50% · 4.625%
HK$55,102
+HK$3,160/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$103,884/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,375
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,833
−HK$1,480/mo
Today · 4.125%
HK$57,313
baseline
▲ 0.50% · 4.625%
HK$60,334
+HK$3,021/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$114,626/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,842
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$64,796
−HK$1,986/mo
Today · 4.125%
HK$66,782
baseline
▲ 0.50% · 4.625%
HK$70,846
+HK$4,064/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$133,564/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,911
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,786
−HK$1,902/mo
Today · 4.125%
HK$73,688
baseline
▲ 0.50% · 4.625%
HK$77,572
+HK$3,884/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$147,376/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,147 · Scale 2, in force from 26 Feb 2026)