LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,913
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,999
−HK$1,103/mo
Today · 4.125%
HK$37,102
baseline
▲ 0.50% · 4.625%
HK$39,360
+HK$2,258/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,204/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,840
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,882
−HK$1,057/mo
Today · 4.125%
HK$40,939
baseline
▲ 0.50% · 4.625%
HK$43,096
+HK$2,157/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,878/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,895
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,199
−HK$1,324/mo
Today · 4.125%
HK$44,523
baseline
▲ 0.50% · 4.625%
HK$47,232
+HK$2,709/mo
Deposit HK$6.12M · loan HK$9.19M · min. income ≈ HK$89,046/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,608
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,858
−HK$1,268/mo
Today · 4.125%
HK$49,126
baseline
▲ 0.50% · 4.625%
HK$51,716
+HK$2,590/mo
Deposit HK$6.12M · loan HK$9.19M · min. income ≈ HK$98,252/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,878
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,398
−HK$1,545/mo
Today · 4.125%
HK$51,943
baseline
▲ 0.50% · 4.625%
HK$55,104
+HK$3,161/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$103,886/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,376
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,835
−HK$1,479/mo
Today · 4.125%
HK$57,314
baseline
▲ 0.50% · 4.625%
HK$60,335
+HK$3,021/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$114,628/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,843
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,798
−HK$1,986/mo
Today · 4.125%
HK$66,784
baseline
▲ 0.50% · 4.625%
HK$70,847
+HK$4,063/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$133,568/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,912
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,787
−HK$1,902/mo
Today · 4.125%
HK$73,689
baseline
▲ 0.50% · 4.625%
HK$77,574
+HK$3,885/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$147,378/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,159 · Scale 2, in force from 26 Feb 2026)