LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,914
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$36,000
−HK$1,103/mo
Today · 4.125%
HK$37,103
baseline
▲ 0.50% · 4.625%
HK$39,361
+HK$2,258/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,206/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,841
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,883
−HK$1,057/mo
Today · 4.125%
HK$40,940
baseline
▲ 0.50% · 4.625%
HK$43,098
+HK$2,158/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,880/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,896
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,200
−HK$1,324/mo
Today · 4.125%
HK$44,524
baseline
▲ 0.50% · 4.625%
HK$47,233
+HK$2,709/mo
Deposit HK$6.12M · loan HK$9.19M · min. income ≈ HK$89,048/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,609
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,859
−HK$1,269/mo
Today · 4.125%
HK$49,128
baseline
▲ 0.50% · 4.625%
HK$51,717
+HK$2,589/mo
Deposit HK$6.12M · loan HK$9.19M · min. income ≈ HK$98,256/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,879
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,400
−HK$1,544/mo
Today · 4.125%
HK$51,944
baseline
▲ 0.50% · 4.625%
HK$55,105
+HK$3,161/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$103,888/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,378
−HK$2,937/mo
▼ 0.25% · 3.875%
HK$55,836
−HK$1,479/mo
Today · 4.125%
HK$57,315
baseline
▲ 0.50% · 4.625%
HK$60,337
+HK$3,022/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$114,630/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,845
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,799
−HK$1,987/mo
Today · 4.125%
HK$66,786
baseline
▲ 0.50% · 4.625%
HK$70,849
+HK$4,063/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$133,572/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,914
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,789
−HK$1,902/mo
Today · 4.125%
HK$73,691
baseline
▲ 0.50% · 4.625%
HK$77,576
+HK$3,885/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$147,382/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,174 · Scale 2, in force from 26 Feb 2026)