LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,915
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$36,001
−HK$1,103/mo
Today · 4.125%
HK$37,104
baseline
▲ 0.50% · 4.625%
HK$39,362
+HK$2,258/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,208/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,842
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,884
−HK$1,057/mo
Today · 4.125%
HK$40,941
baseline
▲ 0.50% · 4.625%
HK$43,099
+HK$2,158/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,882/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,897
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,201
−HK$1,324/mo
Today · 4.125%
HK$44,525
baseline
▲ 0.50% · 4.625%
HK$47,234
+HK$2,709/mo
Deposit HK$6.12M · loan HK$9.19M · min. income ≈ HK$89,050/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,610
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,861
−HK$1,268/mo
Today · 4.125%
HK$49,129
baseline
▲ 0.50% · 4.625%
HK$51,718
+HK$2,589/mo
Deposit HK$6.12M · loan HK$9.19M · min. income ≈ HK$98,258/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,880
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,401
−HK$1,545/mo
Today · 4.125%
HK$51,946
baseline
▲ 0.50% · 4.625%
HK$55,106
+HK$3,160/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$103,892/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,379
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,837
−HK$1,480/mo
Today · 4.125%
HK$57,317
baseline
▲ 0.50% · 4.625%
HK$60,338
+HK$3,021/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$114,634/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,846
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,801
−HK$1,986/mo
Today · 4.125%
HK$66,787
baseline
▲ 0.50% · 4.625%
HK$70,851
+HK$4,064/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$133,574/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,916
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,791
−HK$1,902/mo
Today · 4.125%
HK$73,693
baseline
▲ 0.50% · 4.625%
HK$77,578
+HK$3,885/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$147,386/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,188 · Scale 2, in force from 26 Feb 2026)