LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,916
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$36,002
−HK$1,103/mo
Today · 4.125%
HK$37,105
baseline
▲ 0.50% · 4.625%
HK$39,363
+HK$2,258/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,210/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,844
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,885
−HK$1,057/mo
Today · 4.125%
HK$40,942
baseline
▲ 0.50% · 4.625%
HK$43,100
+HK$2,158/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,884/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,899
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,202
−HK$1,325/mo
Today · 4.125%
HK$44,527
baseline
▲ 0.50% · 4.625%
HK$47,236
+HK$2,709/mo
Deposit HK$6.12M · loan HK$9.19M · min. income ≈ HK$89,054/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,612
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,862
−HK$1,269/mo
Today · 4.125%
HK$49,131
baseline
▲ 0.50% · 4.625%
HK$51,720
+HK$2,589/mo
Deposit HK$6.12M · loan HK$9.19M · min. income ≈ HK$98,262/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,882
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,403
−HK$1,545/mo
Today · 4.125%
HK$51,948
baseline
▲ 0.50% · 4.625%
HK$55,109
+HK$3,161/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$103,896/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,381
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,840
−HK$1,479/mo
Today · 4.125%
HK$57,319
baseline
▲ 0.50% · 4.625%
HK$60,340
+HK$3,021/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$114,638/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,849
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,804
−HK$1,986/mo
Today · 4.125%
HK$66,790
baseline
▲ 0.50% · 4.625%
HK$70,854
+HK$4,064/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$133,580/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,918
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,794
−HK$1,902/mo
Today · 4.125%
HK$73,696
baseline
▲ 0.50% · 4.625%
HK$77,581
+HK$3,885/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$147,392/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,211 · Scale 2, in force from 26 Feb 2026)