LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,918
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$36,004
−HK$1,103/mo
Today · 4.125%
HK$37,107
baseline
▲ 0.50% · 4.625%
HK$39,365
+HK$2,258/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,214/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,845
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,887
−HK$1,057/mo
Today · 4.125%
HK$40,944
baseline
▲ 0.50% · 4.625%
HK$43,102
+HK$2,158/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,888/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,901
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,204
−HK$1,325/mo
Today · 4.125%
HK$44,529
baseline
▲ 0.50% · 4.625%
HK$47,238
+HK$2,709/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$89,058/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,615
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,865
−HK$1,268/mo
Today · 4.125%
HK$49,133
baseline
▲ 0.50% · 4.625%
HK$51,723
+HK$2,590/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$98,266/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,885
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,405
−HK$1,545/mo
Today · 4.125%
HK$51,950
baseline
▲ 0.50% · 4.625%
HK$55,111
+HK$3,161/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$103,900/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,384
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,842
−HK$1,480/mo
Today · 4.125%
HK$57,322
baseline
▲ 0.50% · 4.625%
HK$60,343
+HK$3,021/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$114,644/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,852
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,807
−HK$1,986/mo
Today · 4.125%
HK$66,793
baseline
▲ 0.50% · 4.625%
HK$70,857
+HK$4,064/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$133,586/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,922
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,797
−HK$1,902/mo
Today · 4.125%
HK$73,699
baseline
▲ 0.50% · 4.625%
HK$77,584
+HK$3,885/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$147,398/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,238 · Scale 2, in force from 26 Feb 2026)