LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,918
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,005
−HK$1,103/mo
Today · 4.125%
HK$37,108
baseline
▲ 0.50% · 4.625%
HK$39,366
+HK$2,258/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,216/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,846
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,888
−HK$1,057/mo
Today · 4.125%
HK$40,945
baseline
▲ 0.50% · 4.625%
HK$43,103
+HK$2,158/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,890/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,902
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$43,205
−HK$1,325/mo
Today · 4.125%
HK$44,530
baseline
▲ 0.50% · 4.625%
HK$47,239
+HK$2,709/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$89,060/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,616
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$47,866
−HK$1,268/mo
Today · 4.125%
HK$49,134
baseline
▲ 0.50% · 4.625%
HK$51,724
+HK$2,590/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$98,268/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,886
−HK$3,065/mo
▼ 0.25% · 3.875%
HK$50,406
−HK$1,545/mo
Today · 4.125%
HK$51,951
baseline
▲ 0.50% · 4.625%
HK$55,112
+HK$3,161/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$103,902/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,385
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,843
−HK$1,480/mo
Today · 4.125%
HK$57,323
baseline
▲ 0.50% · 4.625%
HK$60,345
+HK$3,022/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$114,646/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,853
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,808
−HK$1,986/mo
Today · 4.125%
HK$66,794
baseline
▲ 0.50% · 4.625%
HK$70,859
+HK$4,065/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$133,588/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,923
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,799
−HK$1,902/mo
Today · 4.125%
HK$73,701
baseline
▲ 0.50% · 4.625%
HK$77,586
+HK$3,885/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$147,402/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,251 · Scale 2, in force from 26 Feb 2026)