LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,919
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,005
−HK$1,104/mo
Today · 4.125%
HK$37,109
baseline
▲ 0.50% · 4.625%
HK$39,367
+HK$2,258/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$74,218/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,847
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,889
−HK$1,057/mo
Today · 4.125%
HK$40,946
baseline
▲ 0.50% · 4.625%
HK$43,104
+HK$2,158/mo
Deposit HK$7.66M · loan HK$7.66M · min. income ≈ HK$81,892/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$574,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,903
−HK$2,627/mo
▼ 0.25% · 3.875%
HK$43,206
−HK$1,324/mo
Today · 4.125%
HK$44,530
baseline
▲ 0.50% · 4.625%
HK$47,240
+HK$2,710/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$89,060/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,616
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$47,866
−HK$1,269/mo
Today · 4.125%
HK$49,135
baseline
▲ 0.50% · 4.625%
HK$51,725
+HK$2,590/mo
Deposit HK$6.13M · loan HK$9.19M · min. income ≈ HK$98,270/mo (50% DSR)
Upfront cash ≈ HK$6.70M (deposit + AVD stamp duty HK$574,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,886
−HK$3,066/mo
▼ 0.25% · 3.875%
HK$50,407
−HK$1,545/mo
Today · 4.125%
HK$51,952
baseline
▲ 0.50% · 4.625%
HK$55,113
+HK$3,161/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$103,904/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,386
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$55,844
−HK$1,480/mo
Today · 4.125%
HK$57,324
baseline
▲ 0.50% · 4.625%
HK$60,345
+HK$3,021/mo
Deposit HK$4.59M · loan HK$10.72M · min. income ≈ HK$114,648/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,854
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,809
−HK$1,986/mo
Today · 4.125%
HK$66,795
baseline
▲ 0.50% · 4.625%
HK$70,860
+HK$4,065/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$133,590/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,924
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,800
−HK$1,902/mo
Today · 4.125%
HK$73,702
baseline
▲ 0.50% · 4.625%
HK$77,587
+HK$3,885/mo
Deposit HK$1.53M · loan HK$13.78M · min. income ≈ HK$147,404/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$574,259 · Scale 2, in force from 26 Feb 2026)